Welcome to RentLedger!

1
Add your first property
2
Upload an agent statement
After adding property
3
Import bank history
After adding property
4
Match transactions
After adding property

Properties

Monthly Income

Monthly Expenses

Net Income

Occupancy

%

overdue rent payment

Total overdue:

Due in the next 7 days

Recent Rent Payments

No rent payments yet

Recent Expenses

No expenses yet

Rent Expected

Per month from active leases

Active Tenants

YTD Tax Deductions

FY from

Portfolio Analytics

Collected

this month

Outstanding

overdue / unpaid

Avg Days to Collect

paid on time

Trend

Properties

Tax-Year Net Income —

Revenue Snapshot — This Month & FY

days to EOFY —

Export for Tax & Accountant

Download a portfolio summary CSV — one row per property with income, expenses, and tax deductions.

Tax Position

Gross Rent

Total Deductions

Net Position

Depreciation

NG Tax Benefit

Est. Tax Benefit Rate Est. Tax Benefit

Tax-deductible expenses this FY

Top tax items this FY — click for breakdown

Per-Property FY Summary

No property data for this FY

Current Balance
Status

Mark rent paid

Notify your landlord that you've made a payment for an upcoming or overdue period. Your landlord will review and reconcile it against the rent ledger.

Payment History

Period Amount Status Paid Date

My Maintenance Requests

Submitted Category Urgency Status Description

Properties

No properties yet

No archived properties

Archive a property from the Active tab when it's sold or no longer managed

Type: Beds: Baths: Agent: (%)

Rent Expected

/month

FY Rent Collected

FY Rent Pending

FY Overdue

FY Total Expenses

FY Depreciation

Tenants

No tenants — this property is vacant

Lease Documents

()

Rent Payments

()
Loading rent periods...
Period Due Date Net Rent Received Status Detail

No rent periods yet

Add a tenant to generate rent periods automatically

Expenses

()
Txn Date Category Description Amount Tax Ded.
No expenses recorded

Mortgages

()
No mortgages — add one to track your loan obligations

Planned Outgoings

()
Total monthly commitments

No planned outgoings set up

Add your recurring commitments — mortgages, transfers, or other recurring payments

Recent Agent Statements

()
Stmt # Statement Date Import Date Status Net

No statements imported yet

Capital gains events

()

Disposal date Acquisition date Gross proceeds Cost base Net gain

No CGT events recorded yet

Bank Transactions

()
Date Description Debit Credit Balance Notes
No bank transactions yet — to start reconciling

Reconciliation

Loading reconciliation data...

No reconciliation data yet

Click "Run Reconciliation" to auto-match bank credits against agent statement records

Rent Payments

Rent Payments

Collected

Pending

Overdue

Tenant Due Date Amount Status Paid Date Method
No rent payments recorded
Expenses

Expenses

Date range

Total Expenses

Tax Deductible

By Category Click row again to clear filter
No expenses in selected range
Category Total Share
Grand Total 100%
Txn Date Upload Date Category Description Amount Tax Ded.
No expenses in selected date range
No expenses recorded
Bank Transactions

Bank Transactions

Date Description Debit Credit Balance Notes
No bank transactions yet — to start reconciling
Mortgage Payments

Mortgage Payments

Date Lender Amount Principal Interest Balance After Notes
No mortgage payments recorded yet.
Cash Flow Forecast Ledger

Cash Flow Forecast Ledger

Upload Statement

Upload a real estate agent statement PDF to extract property and tenant details automatically.

Upload a bank statement (PDF or CSV) to import transactions and reconcile with agent disbursements.

Drag and drop your PDF here

or click to browse files

Supports text-based PDF statements from real estate agents

or import from URL

Paste a direct PDF link

If your property manager emailed a "Download Statement" link, right-click it and copy the URL, then paste it here.

Processing Statement...

Our AI is extracting property and tenant details from the PDF.

This usually takes 5-15 seconds

Review Extracted Data

Please review and correct the extracted information before creating records.

Property Details

Tenant Details

Financial Summary (from statement)

Money In (Rent)

Management Fee

GST

Net Disbursement

We found a matching property

Is this statement for the property below?

Rent Collected

Agent Fees

Net Disbursement

Statement Imported!

Property & Tenant Created!

The property and tenant have been added to your dashboard.

Drag and drop your bank statement here

PDF or CSV — NAB, CBA, ANZ, Westpac supported

BSB + account number extracted and stored securely (AES-256 encrypted)

Supported banks & formats: NAB, CBA, ANZ, Westpac — PDF or CSV download from your bank portal. Need details? See supported banks & file formats

Processing Bank Statement...

This usually takes 5–20 seconds

New bank account detected

Which property does this bank account belong to?

· Account ••••

·

Total Credits

Total Debits

⚠️ Property already linked to another account

No active properties found.

Bank Statement Imported!

transactions saved for

Account •••• · BSB

Total Credits

Total Debits

Statements

Uploaded agent statements and their import status.

to

No statements found

Bank Import

Imported bank statements and transaction history.

to

No bank imports found

Connections

Bank account health and sync status.

No bank accounts linked yet

Import a bank statement to see your connections here.

Loading PDF…

Failed to load PDF

The original file may need to be re-uploaded.

Rent Calendar

Expected vs received, at a glance

Rent Expected
Rent Received (statement)
Matched
Loading calendar...

Rent Payments Ledger

Expected vs received — track arrears, reconciliation status, and payment history

Loading ledger...

Select a property to view rent periods.

No rent periods found for this filter.

Click Generate Periods to create expected periods from the tenant schedule.

Rent Periods

Rent Period Due Date Gross Rent Fees Net Rent Received Banked Outstanding Status Paid Date Reconciled Statement Actions
No periods match the current filters.

Switching to Calendar View

Monthly and weekly views of rent periods with colour-coded status

Negative Gearing Calculator

Estimate your tax deduction for FY25 or FY26 — EOFY ready

Inputs

Loading property data…

Enter as percentage, e.g. 6.5 for 6.5%

Rates, insurance, maintenance, agent fees, etc.

AU tax brackets: $18.2k–$45k = 32.5%, $45k–$120k = 37%, $120k+ = 45%

Results

Fill in the inputs and press Calculate

Gearing status
Rental income
Interest deduction
Other expenses
Net rental position
Tax benefit ( of loss)

After-tax cost

per year, after tax deduction applied

Your property generates a loss of . At your marginal rate of , you could reduce your tax bill by this . Your actual net out-of-pocket cost is per year. Your property is positively geared — income exceeds expenses by . This surplus is assessable income at your marginal rate of . Your property is neutrally geared — income roughly equals expenses. No significant tax impact in .

Saved Calculations

Loading saved calculations…
No saved calculations yet. Calculate your position above and save it for EOFY reference.

Saved Calculations

This calculator provides general estimates only and does not constitute tax advice. Figures are based on simplified AU negative gearing rules for . Consult a registered tax agent for personalised advice.

Settings

Your Import Email Address

Forward agent statements to this address and they'll be automatically imported and processed.

Sender Whitelist

Only emails from these addresses will be processed. Add your property agent's email address here.

Email Import Log

Recent emails received at your import address. Shows processing status and any errors.

Your Profile

Manage your account details.

Email cannot be changed. Contact support if needed.

Used for estimated tax benefit calculations on the dashboard.

Change Password

Update your login password.

Browse articles and get in touch with support

Contact Support

For issues, questions, or feedback about RentLedger.

Email us directly

support@rentledger.com

We typically respond within 1 business day.

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